
Retire with Confidence
Spectrum Advisors: Creating YOUR Remarkable Retirement
Trusted sources recognize us for excellence in financial planning.







You want to retire with confidence, right?
…to travel with your loved ones, spend quality time with your grandchildren, and enjoy your retirement without worrying about your financial well-being. But with so much noise from countless sources, it’s easy to feel overwhelmed. When it comes to your financial future, you might be asking yourself:
- Will I have enough to retire?
- What does that even mean for me?
- What if I get laid off or lose a loved one?
- Will I be able to leave a legacy?
- Where do I even begin?
This uncertainty leaves you constantly worrying about the future and your family’s well-being. The prospect of creating a secure retirement plan can feel daunting, especially if you’ve been handling things yourself. Think of it like a DIY fixer-upper project you started but realized you needed help with a major remodel or fixing a significant plumbing problem, and you needed an expert—someone who’s done it before and can guide you through every step.
Then there are so many directions you’re being pulled into touting the “right” way “in this economy”, or with “this leader in the white house”, or with “this world situation”. With so much, often competing information – how can you trust your next move? That’s what Spectrum Advisors does: we help you cut through all the noise from social media, TV, radio, and beyond to build a plan you can trust.
Our Planning Process…
We help you create a Remarkable Retirement so you can live a remarkable life. Our planning process defines
Your Financial Spectrum
that is
Diversified, Personalized, and Optimize.

Having a plan has given us such a peace about having income throughout retirement that you can’t outlive. And because of that, you truly feel comfortable about enjoying these years together.
When I first came to Spectrum Advisors, I was recently divorced and working hard to raise 2 children as a single mom. Their faith and character guided me through that time. Now I am retired and have a plan that provides me with more than I need. What’s more, I get to bless my children and their families!
As a self proclaimed “DIY’er’, I felt comfortable looking at things myself, but I realized that making a mistake with my retirement plan could be costly, and I didn’t want that to happen@ The expertise David and his team brought was more than anything we could do on our own.
The planning process that David took me through made it really clear how my assets would be able to carry me through retirement.
We love not having to worry about our financial plan anymore. Knowing that it is being handled well gives us the freedom to enjoy the things we prefer to spend time on!
David and his team have worked with us for 15 years. Over that time, we have felt so much more organized with our financial plan, and it has allowed us to realize our dreams for retirement.
Meet Our Partners
With decades of experience in financial planning, we are dedicated to creating your remarkable retirement.

David Faulkner, CFP®, RICP®
As a forward-thinking financial planner, David specializes in retirement income strategies that provide clarity and peace of mind. His dedication lies in helping clients craft plans that evolve as life changes, ensuring that your financial future remains secure.

Mike Reppert, CFP®, CSA®
With over four decades of experience, Mike has been a cornerstone of Spectrum Advisors. His expertise in comprehensive retirement strategies helps clients achieve lasting peace of mind while leaving a legacy for future generations.
Together, David and Mike bring a unique combination of experience and fresh perspectives, ensuring that every client feels empowered and informed throughout their financial journey.
WHEN IT COMES TO RETIREMENT PLANNING…
There’s so much to consider. Will your money last as long as you live? What happens if you have a healthcare crisis? Will your loved ones be provided for if something happens to you?
Yet living a 5 Star retirement starts with proper planning. And tackling that planning by yourself may mean you miss answering critical questions about your future.
Authors Mike Reppert, CFP®, CSA®, and David Faulkner, CFP®, RICP®, walk you through the risks and pitfalls of retirement planning, using their combined knowledge and personal experiences to show you:
- Strategies for creating lifetime income
- Why taxes are a threat to your retirement
- How to prepare for the possibility of a long life
- The role of Social Security in your retirement plan
- Steps you can take to protect your family and the assets you’ve worked hard to build